Civil servant loan
In case of a civil servant loan the applicant takes out a capital life insurance for a set amount with a banking institute that he trusts. The never-changing interest rates and insurance premiums will be paid by the insurance holder over the entire run-time.
Advantages Overview
- suitable for larger purchases
- Loan for civil servants
- very fair conditions
- well cost overview
Civil servants loan providers
| Kreditanbieter | Unsere Note: | Effektiver Jahreszins | Auszeichnung | Kostenloser Kreditantrag |
|---|---|---|---|---|
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ab 3,59% p.a. |  |
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ab 5,45% p.a. |  |
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ab 4,25% p.a. |  |
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ab 4,90% p.a. |  |
APR: These published APRs are valid as of Jul. 2010
If the insurance expires, the loan will be paid off and the surplus will be paid out to the borrower. The civil servant loan will, of course, only be granted to lifetime civil servants. Civil servants are people that work in public service, as well as professional military, judges and of course teachers. But also university graduates belong o this group.
The civil servant loan can only be applied for by above listed people up to the age of 58. After completion of the loan any surplus will be paid out to you!
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